In 2019, the average American household paid nearly $6,000 in health insurance premiums. With costs tipped to continue rising, more and more people are looking for ways to push costs down and maximize their plan benefits. To kick-start this process, we’ve listed five ways you can get more value out of your health insurance policy.
If you don’t understand your own health insurance coverage, how are you going to know when you’re being ripped off. We know it sounds obvious, but developing a thorough understanding of your plan will ensure that you’re not leaving any coverage benefits on the table.
As healthcare costs skyrocket, the health insurance marketplace has become increasingly complicated. An insurance broker can help cut through the healthcare jargon and explain key coverage or cost differences between comparable plans.
After maxing out your annual deductible, any further out-of-pocket expenses will be substantially more affordable than usual. You can capitalize on this situation by stacking your upcoming appointments with routine skin, physical, and eyecare checks.
Some health insurance policies come with free or discounted health and wellness perks. This could include a six-month gym membership, a single-use spa voucher, or a complementary health app account.
Changing your prescription dispensing preference to mail order is one of the easiest ways to streamline your health insurance policy. Not only will you reduce your dispensing fees, but you’ll also save yourself the hassle of visiting a brick and mortar pharmacy.
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